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§ Privacy Policy

Privacy Policy

Last updated: 2026-05-14

Last updated: 2026-05-14. This Privacy Policy describes how Wanabal Corporation collects, uses, and shares Personal Information. It is written in clear, straightforward language as required by Quebec Law 25 §8.2 and aligns with our commitments under CCPA/CPRA, PIPEDA, and the GDPR.

1. Scope and Identity

This Privacy Policy describes how Wanabal Corporation ("Wanabal," "we," "us," or "our") collects, uses, and shares Personal Information in connection with our financial-platform Services. Capitalized terms not defined in this Privacy Policy have the meanings given to them in our Terms of Service.

Who We Are

Wanabal Corporation is a Delaware C-Corporation. Our principal place of business is 131 Continental Dr Suite 305, Newark, DE 19713. You can reach our privacy team at info@wanabal.com for any data-subject request, privacy-rights request, or question about this Privacy Policy.

Who This Policy Covers

This Privacy Policy applies to:

  • Visitors to our marketing website at wanabal.com;
  • Customers who subscribe to and use the Services;
  • Authorized Users of a Customer's account;
  • Prospects who contact us, request a demo, or otherwise interact with our sales and marketing channels; and
  • End Customers of Partners that resell or white-label the Services, where Wanabal acts as a service provider to the Partner.

This Privacy Policy does not cover information that a Customer or a Customer's End Customers provide directly to Third-Party Services we integrate with, including bank-data aggregators, accounting platforms, and crypto exchanges. Information you provide to those Third-Party Services is governed by their own privacy policies. This Privacy Policy describes how we treat data that the Customer routes to us through such integrations once it reaches our Services.

Our Roles

For most Customer Content processed through the Services, Wanabal acts as a "service provider" (under U.S. state privacy laws) or "processor" (under Canadian and other applicable privacy laws) on behalf of the Customer, who is the "business" or "controller" of that data. For account-management data, including the Customer's billing contact details and Authorized User profile information, Wanabal acts as the "business" or "controller" and processes that data for our own purposes as described in this Privacy Policy. [per CCPA/CPRA; Quebec Law 25; PIPEDA]

Privacy Officer

As required by Quebec Law 25 §3.1, Wanabal designates its Chief Executive Officer as the Privacy Officer responsible for Wanabal's compliance with applicable Canadian privacy law. You can contact the Privacy Officer at info@wanabal.com. [per Quebec Law 25 §3.1]

Effective Date

This Privacy Policy is effective as of 2026-05-14 and was last updated on 2026-05-14. We may update this Privacy Policy from time to time; for details on how we communicate changes and when updates take effect, see the Changes to This Policy section below.

2. Information We Collect

Wanabal collects information in the categories below to provide, secure, and improve the Services, comply with applicable law, and communicate with you. The categories are intended to satisfy the disclosure requirements of the California Consumer Privacy Act, as amended by the California Privacy Rights Act [per CCPA Cal. Civ. Code §1798.100 and §1798.140], and analogous laws in other US states, Canada, and Quebec.

Information You Provide to Us Directly

When you create an account, configure your organization, or use the Services, you and your Authorized Users provide information directly to us:

  • Account information: name, email address, telephone number, role or job title, organization name, organization legal entity type (for example, LLC, C-Corp, S-Corp, Trust, Partnership, Fund), employer identification number (EIN), and state or jurisdiction of formation.
  • Authorized User information: for each user invited to your organization, the user's name, email address, role assignment, and login credentials. Login credentials are managed through our identity provider and are not stored by Wanabal in plaintext.
  • Billing information: billing contact, billing address, and the last four digits and brand of the payment card associated with your subscription. Full payment card numbers are collected and stored by our payment processor; Wanabal does not retain full payment card numbers.
  • Customer Content: the financial and operational records you submit or generate within the Services, including journal entries, invoices, bills, customers and vendors, loans and amortization data, ownership and equity data, tax data, prompts and inputs to the Fynn AI assistant, and uploaded documents (such as bank statements, service level agreements, promissory notes, and exemption certificates), and any other data you submit.
  • Communications: support tickets, emails, sales inquiries, and other correspondence you send to us.

Information from Connected Third-Party Services

The Services let you connect external accounts so financial data can flow into Wanabal. We only receive this information after you (or an Authorized User) grants explicit OAuth consent to the relevant third party, and only within the scopes you authorize:

  • From our bank-data aggregator: account names, account types, balances, transaction history, and account and routing identifiers for the bank accounts you link. Wanabal does not receive or store the underlying bank login credentials; the aggregator manages those.
  • From our accounting integration partner (QuickBooks Online): chart of accounts, journal entries, transactions, customers, vendors, bills, invoices, items, classes, locations, and other QuickBooks Online objects within the OAuth scopes you authorize.
  • From our crypto exchange integration (Gemini Exchange): balance snapshots, transaction history, order history, staking and reward activity, and linked-bank information as exposed by the exchange's API within the scopes you authorize.

For the current list of named third-party services, see our Subprocessors page.

Information Collected Automatically

When you visit our website or use the Services, we and our service providers automatically collect information about your device and your interactions:

  • Usage data and telemetry: pages viewed, features used, time spent, click events, IP address, browser, device, operating system, referring URL, and performance and timing data, collected through our product analytics provider and our own application logs.
  • Cookies and similar technologies: see the Cookies and Tracking section.
  • Log files and audit trails: HTTP request logs, error logs, and security logs. For tables that hold financial data, we also record audit log entries containing before-and-after snapshots of changes for compliance and forensic purposes.
  • Email engagement data: opens, clicks, bounces, and delivery status for emails we send, captured through webhook events from our transactional email providers.

Information from Other Third Parties

  • Identity verification, fraud-prevention, and sanctions or denied-parties screening services.
  • Authentication signals from our identity provider, including login success and failure events, multi-factor authentication events, and session metadata used to detect suspicious activity.

Sensitive Personal Information

Certain information we handle is considered "sensitive personal information" under CCPA/CPRA and similar laws [per CCPA Cal. Civ. Code §1798.140(ae)]. Categories we may handle include:

  • Account login credentials (managed through our identity provider).
  • Financial-account information, including bank account numbers, routing numbers, and bank details used to record vendor payment information within Customer Content.
  • Tax identification numbers, including EINs and, where you choose to record one within Customer Content, social security numbers.
  • Other precise government identifiers necessary for tax compliance functions.

We use sensitive personal information only for the purposes described in the How We Use Information section and only as reasonably necessary to provide, secure, and support the Services. We do not use or disclose it to infer characteristics about you. See the Your CCPA/CPRA Rights section for your right to limit our use of sensitive personal information.

Personal Information of Children

The Services are intended for business use and are not directed to individuals under the age of 18. We do not knowingly collect Personal Information from anyone under 18. See the Children's Privacy section for more information.

3. Financial Data Handling

General Principle

Wanabal handles financial data only to provide the Services that Customer requests. We do not sell financial data. We do not use financial data for advertising. We do not share financial data with third parties for those parties' own marketing purposes. Financial data is shared only as set out in How We Share Information, with the categories of subprocessors listed on our Subprocessors page, or where required by Applicable Law.

Bank Data (Plaid)

When Customer links a bank account, our service provider Plaid Inc. ("Plaid") securely retrieves account, balance, and transaction information from the financial institution and provides it to Wanabal. Plaid manages the bank login flow; Wanabal does not receive or store Customer's online banking credentials.

We use bank data only to:

  • display account balances and transactions in the Services;
  • automatically generate journal entries, subject to Customer's configured collision policy and any required user approval;
  • reconcile bank statements against Customer's general ledger;
  • feed Fynn's read-only insights and categorization suggestions, which an authorized user on Customer's team approves or discards (see AI / Fynn Data Handling).

Disconnection. Customer may unlink any account inside Wanabal at any time. Customer may also review and revoke Plaid connections directly at https://my.plaid.com. After disconnect, Wanabal stops requesting new transactions from that institution; previously synced transactions remain in Customer's general ledger until Customer or Wanabal deletes them in accordance with the Data Retention section.

Reauthorization. Under Section 1033 of the Dodd-Frank Act, linked accounts may require periodic reauthorization (typically at least every twelve (12) months) to remain connected [per Plaid Section 1033 guidance].

Plaid's End User Privacy Policy describes how Plaid handles data it collects in connection with bank-account linking and is available at https://plaid.com/legal/#end-user-privacy-policy [per Plaid Developer Policy].

General Ledger Data

Customer is the controller of its general ledger ("GL") data, including chart of accounts, journal entries, books, sub-ledgers, inter-company entries, ownership graph, and inventory and supply-chain records. Wanabal processes GL data on Customer's behalf to provide the Services.

We do not share GL data with third parties except:

  • to deliver integration outputs Customer has configured (for example, pushing journal entries to QuickBooks Online when Customer has connected and enabled that integration);
  • to the categories of subprocessors set out on our Subprocessors page, who process GL data only as needed to provide infrastructure, storage, AI, and operational services to Wanabal; or
  • where required by Applicable Law, as further described in How We Share Information.

Crypto Exchange Data (Gemini)

Where Customer connects a Gemini Exchange account via OAuth, we retrieve balances, orders, staking activity, rewards, and transaction history from Gemini. Wanabal does not custody, hold, or move Customer's crypto or fiat assets. Use of this data is limited to providing the Services, including recording transactions in the GL, surfacing the status of Customer-configured automations, and reflecting balances in dashboards. Customer may revoke Wanabal's Gemini access at any time inside the Services and within Gemini's own account-management surface.

Tax Data

Tax-related data Customer provides or generates in the Services - including tax rates, jurisdiction settings, nexus determinations, exemption certificates, estimated payment records, material-participation logs, and compliance-event logs - is processed only to provide tax-compliance tooling. Wanabal does not file tax returns and does not transmit tax data to any tax authority. Customer remains solely responsible for tax filings and for the accuracy of information submitted to any tax authority.

Documents

Documents Customer uploads or generates in the Services - including bank statements, service level agreements, promissory notes, audit packages, and compliance exports - are stored with our file-storage subprocessor (Supabase Storage today; see the Subprocessors page for the current vendor) and accessed only as needed to provide the Services. AI-assisted extraction of bank-statement line items uses our LLM subprocessor under the terms described in AI / Fynn Data Handling.

Encryption

OAuth tokens issued by Plaid, Gemini, QuickBooks Online, and other connected services, together with sensitive vendor bank-account fields (such as routing and account numbers), are encrypted at rest using AES-256. Financial data is transmitted between Customer's browser, Wanabal, and our subprocessors over HTTPS using TLS 1.2 or higher. Additional safeguards are described in the Security section.

Audit Trail

Wanabal maintains audit logs of changes to financial-data tables, including before-and-after snapshots and the identity of the acting user, to support Customer's internal compliance obligations and Wanabal's security operations. Audit-log retention follows the Data Retention section.

4. AI and Fynn Data Handling

This section describes how Wanabal Corporation ("Wanabal") handles data submitted to or generated by Fynn, our embedded AI assistant. It supplements, and should be read together with, the "How We Share Information" section of this Privacy Policy, the "Customer Data and Ownership" and "AI Features (Fynn)" sections of our Terms of Service, and our Subprocessors page.

What Fynn Receives and Generates

When Customer or its Authorized Users invoke Fynn, the prompts sent to Fynn may include data Customer or its Authorized Users select for analysis. This can include financial data, general ledger entries, transaction text, and the contents of documents Customer uploads (for example, bank statement PDFs or inputs used to draft a Service Level Agreement). Fynn's outputs are AI-generated text, including drafts of documents, suggested transaction categorizations, and extracted line items.

LLM Subprocessors

Fynn relies on third-party large language model and embedding providers to generate its outputs. Today, we use Anthropic (Claude API) for SLA and promissory-note draft generation, bank-statement extraction, categorization suggestions, and Fynn's natural-language Q&A. We use Voyage AI for the semantic embeddings that ground Fynn's answers in Customer's data through retrieval. The current list of LLM subprocessors, along with their function and location, is maintained on our Subprocessors page.

No Training on Customer Data

Wanabal does not train any model — internal or third-party — on Customer Content or on prompts submitted to, or outputs generated by, Fynn. Our LLM subprocessors are engaged on enterprise or business API tiers that contractually prohibit training on customer data. Specifically, Anthropic's Commercial Terms, and (if OpenAI is added as a subprocessor in the future) OpenAI's May 2025 Business Terms, both prohibit training on customer prompts and completions [per Anthropic Commercial Terms; OpenAI May 2025 Business Terms]. We do not authorize our LLM subprocessors to use Customer Content for any purpose other than processing the request and returning the response to Wanabal.

Retention by LLM Subprocessors

Under Anthropic's published data-handling terms, API inputs and outputs are retained by default for up to 7 days for abuse-monitoring purposes and then automatically deleted [per Anthropic API Data Retention; effective Sept 14, 2025]. Content flagged by Anthropic's Trust & Safety classifiers as a Usage Policy violation may be retained for up to 2 years (with classifier scores retained for up to 7 years). Anthropic does not use commercial API inputs or outputs to train its models [per Anthropic Commercial Terms]. Voyage AI's retention is governed by its own terms. We will update this disclosure if these terms change. Separately, Wanabal stores Fynn outputs that Customer accepts — for example, approved SLA documents or categorized journal entries that an Authorized User has applied — as part of Customer Content, and those records are retained on Wanabal systems consistent with the rest of this Privacy Policy.

Human-in-the-Loop

Fynn does not create, update, or delete any of Customer's records on its own. Every action that changes Customer data requires explicit human approval by an Authorized User on Customer's team. Fynn proposes; an Authorized User reviews, edits if needed, and accepts or rejects. This boundary is described further in the AI Features (Fynn) section of our Terms of Service.

Restrictions on Outputs

Customer may not use Fynn outputs to develop, train, or improve any artificial intelligence model that competes with Anthropic's, OpenAI's, or any other LLM subprocessor's models [per Anthropic Commercial Terms; OpenAI Business Terms]. Customer must independently verify all material Fynn outputs before relying on them. Fynn outputs are AI-generated and may be inaccurate, incomplete, or fabricated, and they are not a substitute for review by qualified accounting, tax, or legal professionals.

Disclosure of AI Interaction

Where Customer or its Authorized Users (including a Partner's End Customers, in white-label deployments) interact with Fynn outputs in contexts in which a person could reasonably be confused about whether the content was generated by AI, Customer is responsible for disclosing to those individuals that the content is AI-generated [per Anthropic Commercial Terms passthrough].

Sensitive Data

Customer should not submit to Fynn any data Customer is not authorized to disclose to Wanabal and our LLM subprocessors. This includes third-party Personal Information for which Customer does not have the necessary rights or consents to share with our LLM subprocessors. Customer remains responsible under the "Customer Data and Ownership" section of our Terms of Service for the lawfulness of the inputs it provides to Fynn.

5. How We Use Information

We use the information described in the Information We Collect section for the following specific purposes. Where Applicable Law requires us to identify a discrete purpose for each category of personal information, the purposes below are intended to satisfy that requirement [per CCPA/CPRA notice-at-collection requirements; PIPEDA Principle 2 (Identifying Purposes); Quebec Law 25 purpose-specification requirements].

  • Provide and operate the Services. Account creation and management; user authentication and session management (handled through our identity subprocessor, PropelAuth); synchronization of financial data from sources Customer connects (including bank account data via Plaid, accounting data via QuickBooks Online, and crypto exchange data via Gemini); general ledger processing and journal entry generation; rendering dashboards, financial statements, and reports; document generation (including AI-assisted draft Service Level Agreements and promissory notes); operating Fynn, our embedded AI assistant (see the AI and Fynn Data Handling section); and operating any integrations Customer configures.
  • Customer support. Respond to questions and support requests, troubleshoot issues, reproduce reported bugs, and monitor service health.
  • Security and fraud prevention. Detect, investigate, and prevent fraud, abuse, security incidents, and unauthorized access; maintain audit logs of changes to financial-data records; verify identity for sensitive operations; and enforce rate limits and other protective controls.
  • Compliance and legal obligations. Comply with Applicable Law, including books-and-records, tax-record retention, and anti-money-laundering obligations; respond to lawful requests from courts, regulators, and other government authorities; enforce our Terms of Service and other agreements; and establish, exercise, or defend legal claims.
  • Service improvement and analytics. Understand product usage in aggregate, improve features and user experience, and monitor performance and reliability. We use de-identified or aggregated data for these purposes. We do not use Customer Content to train AI models (see the AI and Fynn Data Handling section).
  • Communications. Send transactional notices (such as account, billing, and security alerts), product updates, support follow-ups, and scheduled compliance or billing reminders that Customer has configured.
  • Marketing — limited and opt-outable. Send product news, feature releases, and other marketing communications to business contacts who have opted in (or who have not opted out, where Applicable Law permits opt-out marketing to existing business customers). You can unsubscribe at any time using the link in any marketing email or by emailing info@wanabal.com.
  • Billing and collections. Process subscription fees, handle refunds and credits, and pursue overdue amounts owed to Wanabal.
  • Aggregated insights. Produce aggregated, de-identified analytics for internal benchmarking and product improvement. These analytics are not customer-identifiable and are not used to make decisions about any individual or organization. For QuickBooks-derived data specifically, any aggregate analytics are aggregated and anonymized, consistent with Intuit's Platform Requirements [per Intuit Platform Requirements “Data usage”].
  • Corporate transactions. In the event of a merger, acquisition, financing, sale of assets, reorganization, or similar corporate transaction, we may share or transfer information as part of that transaction. Any recipient must continue to honor this Privacy Policy or provide a comparable level of protection [per PIPEDA accountability principle].
  • AI subprocessor processing. Process Fynn prompts and the limited context required to fulfill them through our LLM subprocessors as set out in the AI and Fynn Data Handling section. Our AI subprocessors are contractually prohibited from training models on Customer Content, and Customer Content is not used for any purpose other than fulfilling the Customer's request.

Legal Bases (where GDPR or analogous laws apply)

For individuals located in jurisdictions whose laws require us to identify a lawful basis for processing personal data (including the EU/UK GDPR and analogous frameworks), we rely on the following bases:

  • Performance of a contract (GDPR Art. 6(1)(b)) — to provide the Services to Customer and the authorized users acting on Customer's behalf.
  • Compliance with a legal obligation (GDPR Art. 6(1)(c)) — to meet recordkeeping, tax, anti-money-laundering, and similar legal requirements.
  • Legitimate interests (GDPR Art. 6(1)(f)) — for security, fraud prevention, and product improvement, balanced against the rights and freedoms of data subjects.
  • Consent (GDPR Art. 6(1)(a)) — for opt-in marketing where required, and for any other processing for which consent is the required basis under Applicable Law.

6. Legal Bases for Processing (GDPR)

Application

This section applies if you are an individual located in the European Economic Area ("EEA"), the United Kingdom ("UK"), or Switzerland, or if the General Data Protection Regulation ("GDPR") (or its UK or Swiss equivalent) otherwise applies to our processing of your Personal Information. Wanabal Corporation ("Wanabal") does not actively market the Services in the EEA, UK, or Switzerland; our target markets are the United States and Canada. We publish this section as a matter of completeness for individuals whose Personal Information may be processed by us incidentally (for example, an EEA-based employee or contact of a US or Canadian Customer). If we determine that GDPR does not apply to a given processing activity, the other sections of this Privacy Policy continue to govern.

Article 6 Bases

Where GDPR applies, we rely on the following legal bases for processing Personal Information [per GDPR Art. 6]:

  • Performance of a contract (Art. 6(1)(b)) — to provide the Services that the Customer has subscribed to, to administer accounts, and to perform our obligations under the Terms of Service.
  • Legal obligation (Art. 6(1)(c)) — to comply with laws to which we are subject, including tax, books-and-records, and anti-money-laundering laws.
  • Legitimate interests (Art. 6(1)(f)) — for security, fraud prevention, product improvement, business operations, and direct marketing to business contacts (as permitted by Applicable Law). We balance these interests against the rights and freedoms of data subjects and will not rely on this basis where those interests are overridden.
  • Consent (Art. 6(1)(a)) — where required by Applicable Law (for example, certain marketing communications and certain cookies). You may withdraw consent at any time, without affecting the lawfulness of processing carried out before the withdrawal.

Special-Category Data

Wanabal does not knowingly process special-category Personal Information [per GDPR Art. 9] (such as data revealing health, racial or ethnic origin, political opinions, religious beliefs, trade-union membership, or biometric data) through the Services. If special-category data incidentally appears in Customer Content, the processing relies on the Customer's lawful basis as controller and is restricted to what is necessary to provide the Services.

International Transfers

Personal Information of EEA, UK, and Swiss data subjects is transferred to the United States, where the Services are hosted. We rely on the European Commission's Standard Contractual Clauses (and the UK International Data Transfer Addendum, where applicable) to safeguard such transfers [per GDPR Chapter V]. Customers may request a copy of our Standard Contractual Clauses by emailing info@wanabal.com.

EU Representative

Because the EEA is not Wanabal's target market and our processing of EEA Personal Information is incidental, we have not appointed a representative in the European Union or the United Kingdom under Article 27 of the GDPR. We will reassess this position if our EEA-facing or UK-facing activities expand. For data-subject rights specific to GDPR (including access, rectification, erasure, restriction, objection, and portability), see the GDPR Rights section of this Privacy Policy.

7. How We Share Information

We share Personal Information only as described below. We do not sell Personal Information. We do not share Personal Information for cross-context behavioral advertising. See also Your CCPA/CPRA Rights for the rights this gives you and how to exercise them.

Categories of Recipients

  • Subprocessors and service providers. We share Personal Information with vendors that help us deliver the Services, including identity and authentication (e.g., PropelAuth), hosting (e.g., Render), database (e.g., Neon), file storage (e.g., Supabase Storage), transactional email (e.g., Resend, SendGrid), SMS and verification (e.g., Twilio), background jobs (e.g., Inngest), AI and large language model providers (e.g., Anthropic, Voyage AI), bank data (e.g., Plaid), accounting integration (e.g., Intuit / QuickBooks Online), crypto exchange data (e.g., Gemini Exchange), payment processing for Wanabal subscriptions (e.g., Stripe), workplace integrations (e.g., Slack), and product analytics (e.g., PostHog). The current list of named subprocessors, their function, and their location is published at /subprocessors (see also our Subprocessors section). We update this list when we add or change a subprocessor and provide at least 30 days' advance notice for material additions where reasonably practicable. Customers may subscribe to subprocessor change notices at.
  • At Customer's instruction. When a Customer connects an integration, we share data with that service per the Customer's configuration. Examples include pushing journal entries to QuickBooks Online, withdrawing crypto via Gemini Exchange, or sending notifications to Slack. The Customer controls which integrations are enabled and what data flows through them.
  • Partners and End Customers (white-label). Where a Partner has white-labeled the Services for End Customers under a Partner Agreement, the Partner has access to its End Customers' data within the Partner's Wanabal workspace. The Partner is the controller of End Customer Personal Information within its scope, and Wanabal acts as a processor for the Partner. See the White-Label and Partner Rights section of our Terms of Service.
  • Authorized Users within Customer's account. Personal Information visible to Authorized Users inside a Customer workspace is governed by the role and permissions the Customer configures. The Customer is responsible for managing those roles.
  • Legal and regulatory. We may share Personal Information when we believe in good faith that doing so is required by Applicable Law, court order, subpoena, or lawful regulator request (including the Office of the Privacy Commissioner of Canada (OPC), the California Privacy Protection Agency (CPPA), the Federal Trade Commission (FTC), state attorneys general, the Securities and Exchange Commission (SEC) if validly subpoenaed, or analogous Canadian and US authorities), to enforce our Terms of Service, or to protect the rights, property, or safety of Wanabal, our Customers, or any other person.
  • Corporate transactions. In connection with a merger, acquisition, financing, reorganization, sale of assets, bankruptcy, or similar transaction, we may share or transfer Personal Information to the counterparty and its advisors. The recipient must continue to honor this Privacy Policy or provide a comparable level of protection [per PIPEDA accountability principle and Quebec Law 25 §17 transfer-assessment requirements]. We will notify affected Customers of any change in control that materially affects the handling of their Personal Information.
  • De-identified and aggregated data. We may create and share de-identified or aggregated data that does not identify, and cannot reasonably be used to identify, any individual or Customer. For QuickBooks-derived data, any such aggregate use is anonymized consistent with Intuit's Platform Requirements [per Intuit Platform Requirements].

What We Do Not Do

  • We do not sell Personal Information for monetary or other valuable consideration.
  • We do not share Personal Information for cross-context behavioral advertising.
  • We do not provide third parties with Customer Content for their own marketing or product purposes, except where the Customer instructs us to integrate with such a service.
  • We do not allow our AI subprocessors to use Customer Content to train their models. This is enforced through enterprise contractual terms with each AI provider, as further described in the AI and Fynn Data Handling section.
  • We do not use QuickBooks-derived data, Plaid-derived data, or Gemini-derived data for any purpose other than delivering the Services to the Customer that authorized the connection.

To exercise rights related to the sharing described above, including the right to opt out of sale or sharing under California law, see Your CCPA/CPRA Rights.

8. International Data Transfers

Wanabal operates from the United States, and Personal Information you provide to us, or that we collect through the Services, is hosted and processed in the United States. This section should be read together with our How We Share Information, Subprocessors, and Security sections.

Where Data Is Hosted

Wanabal hosts Personal Information in the United States. Our primary infrastructure providers, including our application hosting provider, our managed Postgres database provider, and our file storage provider, all operate in the United States. Certain subprocessors that support the Services, including our AI model provider, embeddings provider, subscription billing provider, and bank-data provider, are also US-based. The current list of subprocessors, their functions, and their hosting locations is maintained on our Subprocessors page.

Canadian Customers and Quebec Law 25 §17

If Customer or any of its Authorized Users is located in Canada, Personal Information will be transferred to and processed in the United States. The US legal framework permits, in certain circumstances, US government agencies to access data held by US-based service providers, including under the CLOUD Act, FISA Section 702, and Executive Order 12333. We mitigate these risks through technical safeguards (encryption at rest and in transit, role-based access controls, and audit logging, as described in our Security section) and through contractual safeguards (data processing addenda with our subprocessors that include comparable protection commitments) [per PIPEDA accountability principle].

Quebec Law 25 §17 disclosure. We have completed a Privacy Impact Assessment ("PIA") for the cross-border transfer of Personal Information of Quebec residents from Quebec to the United States. The PIA assessed the sensitivity of the Personal Information involved, the purposes for which it is used, the protection measures we have implemented (including encryption, contractual data-protection terms with subprocessors, and access restrictions), and the legal framework of the United States as the receiving jurisdiction. Based on this assessment, we determined that adequate protection is provided through the combined technical and contractual safeguards described in this Privacy Policy and our subprocessor agreements [per Quebec Law 25 §17].

A summary of the PIA's findings is available on request to Quebec residents and to Customers with Quebec-resident data subjects, by writing to info@wanabal.com.

European Data Subjects

If you are located in the European Economic Area, the United Kingdom, or Switzerland, please see our Legal Bases for Processing (GDPR) section for our reliance on Standard Contractual Clauses (and the UK International Data Transfer Addendum, where applicable) as the transfer mechanism for Personal Information sent to the United States.

Customer-Controller Transfers

Where Customer is the controller of Personal Information and Wanabal acts as a service provider or processor on Customer's behalf, Customer remains responsible for lawfully transferring Personal Information of its own data subjects to Wanabal. Customer's privacy notices and consents to those data subjects must accurately reflect the cross-border transfer of their Personal Information to the United States and Wanabal's role in processing it.

Onward Transfers

We do not transfer Personal Information of Canadian residents to jurisdictions outside the United States or Canada except (a) to subprocessors located in the United States that support the Services, or (b) where required by Applicable Law. If we add a subprocessor located in another jurisdiction, we will update our Subprocessors page and assess any additional cross-border transfer requirements at that time, including, where applicable, conducting an updated PIA for transfers involving Quebec residents.

Customer Choice

Customers who require data residency in Canada or another specific jurisdiction should contact us at info@wanabal.com to discuss available alternatives. Today, Wanabal does not offer Canada-resident hosting; all production data resides in the United States.

9. Cookies and Tracking

Wanabal and our service providers use cookies, local storage, pixels, and similar technologies (collectively, "cookies") to operate the Services, remember your preferences, secure your account, and understand how the Services are used. This section describes the categories of cookies we use, the third parties that may set cookies during your use of the Services, and the choices available to you. For background on what data we collect generally, see "Information We Collect" elsewhere in this Privacy Policy.

Categories We Use

  • Strictly necessary. These are required for the Services to function, including authentication (via our identity provider, PropelAuth), session management, security, fraud prevention, and load balancing. Strictly necessary cookies cannot be disabled through our preferences mechanism; refusing them through your browser will impair or prevent your use of the Services.
  • Functional / preferences. These remember Customer preferences such as display options, last-used views, and similar settings. Disabling these may degrade your experience but will not break the Services.
  • Analytics / product telemetry. We use a product analytics provider (currently PostHog) to record page views, click events, feature usage, performance metrics, and similar telemetry so we can understand how the Services are used and improve them. We do not use this data for advertising. Customers and visitors can opt out via the cookie preferences on our website.
  • Marketing. Wanabal does not currently use marketing or advertising cookies, retargeting pixels, or third-party advertising tags. If this changes, we will update this section and provide notice through the Services.

Third-Party Cookies

Some cookies are set by third parties acting as our service providers or as the operator of an integration you choose to connect:

  • Our product analytics provider (PostHog) sets cookies in connection with the analytics described above.
  • Cookies set by integration partners — including Plaid Link, OAuth flows for Intuit / QuickBooks Online, Gemini Exchange, and PropelAuth — appear in your browser during the relevant connection or sign-in flow. Those cookies are governed by the third party's own privacy notice.

Your Choices

  • Browser settings. Most browsers allow you to refuse cookies, delete existing cookies, or alert you when cookies are set. Refusing strictly necessary cookies will impair the Services.
  • Global Privacy Control (GPC). Wanabal honors GPC signals as a request to opt out of the "sale" or "sharing" of Personal Information for cross-context behavioral advertising under CCPA/CPRA. As described elsewhere in this Privacy Policy, Wanabal does not sell or share Personal Information for cross-context behavioral advertising; honoring GPC is consistent with that posture. [per CCPA/CPRA Regs §7025]
  • Do Not Sell or Share My Personal Information. See the dedicated page at /do-not-sell, and the "Your CCPA/CPRA Rights" and "Do Not Sell or Share" sections of this Privacy Policy for the underlying rights and how we respond.

Server-Side Logs

Separately from cookies, we collect server-side logs (including IP address, request path, status code, and latency) for security, debugging, and abuse-monitoring purposes. These logs are not "cookies" but are mentioned here for completeness; their handling is described further in "Information We Collect."

Cookie list and expiry. A current list of the cookies we set and their expiry is available on request and will be published at /cookies once finalized.

10. Data Retention

General Principle

Wanabal retains Personal Information only as long as necessary for the purposes described in this Privacy Policy and as required by Applicable Law, including books-and-records, tax-record retention, audit, and statute-of-limitations requirements that apply to Wanabal or to Customer's use of the Services. Where multiple retention obligations apply to the same record, we apply the longest applicable period.

During Active Subscription

While a Customer's subscription is active, Wanabal retains Customer Content for the duration of the relationship plus the period necessary to provide and support the Services, including operating audit trails required for Customer's compliance posture. Personal Information about Authorized Users is retained while their access is active.

On Termination

  • Export Window. For thirty (30) days after termination of a subscription (the "Export Window"), Customer may export Customer Content using the Services' export tooling. The Export Window is described further in the "Term and Termination" section of our Terms of Service.
  • Deletion or anonymization. After the Export Window, Wanabal will delete or anonymize Customer Content within a reasonable period (typically sixty (60) days), subject to the exceptions below.
  • Books-and-records, tax, and audit retention. Records that Wanabal or Customer is required to keep under tax or accounting law are retained for the applicable statutory period: typically seven (7) years in the United States, and typically six (6) years per Canada Revenue Agency requirements in Canada. Where both apply to the same record, we apply the longer period.
  • Backup-rotation cycles. Residual copies of Customer Content may persist in encrypted backups until they are overwritten in normal backup-rotation cycles, typically within ninety (90) days.
  • Security and legal-hold needs. Data subject to an active legal hold, regulatory inquiry, subpoena, or litigation is retained for the duration of the hold and is excluded from routine deletion.
  • QuickBooks Online-derived data. On disconnect, Wanabal ceases pulling new data from QuickBooks Online and deletes or anonymizes previously-synced data on the same schedule above [per Intuit Developer ToS Exhibit A §4.4].
  • Plaid-linked bank data. On disconnect, Wanabal ceases requesting new data through Plaid. Customer (or the underlying individual) may also request deletion of data held by Plaid directly at https://my.plaid.com [per Plaid Developer Policy].

Specific Categories

  • Account and Authorized User profiles. Retained while the account is active; deleted within sixty (60) days after termination unless preserved under a legal hold or other exception above.
  • Audit logs. Retained for at least seven (7) years to support Customer's compliance obligations and Wanabal's security operations.
  • Marketing email engagement data (such as opens and clicks). Retained for up to twenty-four (24) months.
  • Server logs and security telemetry. Retained for thirty (30) to ninety (90) days for active operational use; anonymized aggregates may be retained longer.
  • Fynn prompts and outputs. Prompts are processed transiently through our LLM subprocessors. Outputs that Customer accepts and saves become Customer Content and are retained on the schedule above. See the "AI and Fynn Data Handling" section for additional detail.
  • PIPEDA breach records. Retained for at least twenty-four (24) months [per PIPEDA breach-record requirement].
  • Communications and support tickets. Retained for at least twenty-four (24) months for service improvement, dispute resolution, and legal purposes.

Customer Deletion Requests

Customers and individuals may request deletion of their Personal Information as described in the "Your Rights" sections of this Privacy Policy. Wanabal honors verifiable deletion requests subject to the legal-retention exceptions above. Where we cannot fully delete a record because of an applicable retention obligation, we will explain the basis and limit our use of the retained data to the purpose that requires retention.

Anonymization

Where we anonymize Personal Information so that the data no longer identifies an individual and cannot be re-identified using reasonably available means, that data is no longer Personal Information for purposes of this Privacy Policy. Wanabal may retain and use such anonymized data indefinitely, including for product analytics, benchmarking, and service improvement, consistent with our subprocessor obligations and Applicable Law.

11. Security

Wanabal maintains administrative, technical, and physical safeguards designed to protect Personal Information against unauthorized access, alteration, disclosure, loss, or destruction. The controls below reflect Wanabal's current practices and may evolve over time.

Encryption

Personal Information is encrypted in transit using HTTPS with TLS 1.2 or higher. Sensitive data at rest, including OAuth tokens for Plaid, QuickBooks Online, Gemini Exchange, and PropelAuth, as well as vendor bank-account fields, is encrypted using AES-256 [per Wanabal engineering standards].

Access Controls

Wanabal supports role-based access (Owner, Admin, and Member roles) configured by Customer. Multi-factor authentication is available through PropelAuth. Internal access by Wanabal personnel is granted on a least-privilege basis and limited to those who need it to operate or support the Services. Administrative actions are recorded in audit logs.

Tenant Isolation

Wanabal is a multi-tenant service. Every database table is scoped by an organization identifier, and queries enforce isolation between Customer accounts so that one Customer's data is not returned to another Customer.

Audit Trail

Tables that hold financial data maintain audit logs containing before-and-after snapshots of changes. Administrative actions log the originating IP address and user agent. These records support investigation of unauthorized or anomalous activity.

Hosting and Subprocessors

Production systems are hosted in the United States. Web and application services run on Render; the primary database is hosted on Neon; file storage is provided by Supabase Storage. A current list of subprocessors, their functions, and their hosting locations is maintained at /subprocessors.

Vulnerability Management

Wanabal monitors and patches third-party dependencies, reviews code for security issues as part of its development process, and follows standard secure-development practices.

Subprocessor Due Diligence

Wanabal evaluates the security posture of subprocessors before onboarding and on a periodic basis thereafter.

Compliance Roadmap

Wanabal does not currently hold SOC 2, ISO 27001, or PCI certifications. Wanabal is committed to pursuing SOC 2 Type II certification as part of its growth roadmap, and intends to evaluate ISO 27001 and other appropriate certifications as the business matures. Wanabal will update this section to reflect material progress, including engagement of an auditor or completion of an audit.

Customer Responsibilities

Customer remains responsible for the security of its own systems, devices, credentials, and Authorized User access. Customer should choose strong, unique passwords, enable multi-factor authentication, restrict role assignments to the minimum required, and promptly revoke access for individuals who no longer need it. Customer is also responsible for the security of third-party accounts it connects to the Services.

Reporting Security Issues

Customers and security researchers are encouraged to report suspected vulnerabilities or security incidents to info@wanabal.com. Wanabal will acknowledge reports and investigate in good faith.

No system is perfectly secure. Wanabal does not warrant that the Services are free from all vulnerabilities and cannot guarantee absolute security. See the "Breach Notification" section of this Privacy Policy for Wanabal's incident notification obligations, and the "Acceptable Use" section of the Terms of Service for Customer obligations regarding use of the Services.

12. Your CCPA/CPRA Rights (California)

This section applies to California residents whose Personal Information Wanabal Corporation ("Wanabal") processes. Because the CCPA's business-to-business and employee exemptions sunset on January 1, 2023, the rights below apply equally to business contact, employee, and end-user Personal Information.

Rights

If you are a California resident, you have the following rights:

  • Right to know. You may request the categories and specific pieces of Personal Information Wanabal has collected about you, the sources, the business or commercial purpose for collection, and the categories of third parties with whom we share it [per Cal. Civ. Code §1798.110, §1798.115].
  • Right to delete. You may request that Wanabal delete Personal Information we collected from you, subject to CCPA exceptions such as completing a transaction you requested, complying with legal obligations (including books-and-records retention required by tax and accounting laws), detecting security incidents, debugging, or exercising free speech [per Cal. Civ. Code §1798.105].
  • Right to correct. You may request that Wanabal correct inaccurate Personal Information we maintain about you [per Cal. Civ. Code §1798.106].
  • Right to opt out of "sale" or "sharing" of Personal Information for cross-context behavioral advertising. Wanabal does not sell Personal Information and does not share Personal Information for cross-context behavioral advertising. See /do-not-sell [per Cal. Civ. Code §1798.120, §1798.135].
  • Right to limit use of Sensitive Personal Information ("SPI") to that necessary to provide the Services you requested. The SPI Wanabal handles includes financial-account information, login credentials, and tax identifiers (EIN, and SSN where present). Wanabal uses SPI only as necessary to provide the Services and as otherwise permitted under [CCPA Regs §7027].
  • Right to non-discrimination. Wanabal will not deny you Services, charge different prices, or provide a different level or quality of Services because you exercised any of your rights [per Cal. Civ. Code §1798.125].
  • Right to data portability. You may request a copy of your Personal Information in a portable and, to the extent technically feasible, machine-readable format [per Cal. Civ. Code §1798.130(a)(2)].

How to Exercise Your Rights

  • Submit a request by emailing info@wanabal.com or through the in-product privacy controls.
  • Verification. Wanabal will verify your request by matching information you provide against information already on file (for example, the email address associated with your Wanabal account). The level of verification will be proportionate to the sensitivity of the request [per CCPA Regs §7060–§7062].
  • Response time. Wanabal will confirm receipt within 10 business days and respond substantively within 45 days. Where reasonably necessary, we may extend by an additional 45 days and will notify you of the extension and the reason [per Cal. Civ. Code §1798.130].
  • No charge. Exercising your rights is free, except that Wanabal may charge a reasonable fee, or decline to act, where requests are manifestly unfounded or repetitive, as permitted by law.

Authorized Agent

You may designate an authorized agent to submit a request on your behalf. The agent must provide written authorization signed by you, and Wanabal may require the agent to verify their own identity and the authority granted to them. Wanabal may also require you to verify your identity directly or to confirm that you authorized the agent [per CCPA Regs §7063].

Global Privacy Control

Wanabal honors Global Privacy Control (GPC) signals as a valid request to opt out of "sale" or "sharing" of Personal Information for cross-context behavioral advertising, consistent with our position that we do not sell or share for that purpose [per CCPA Regs §7025].

Financial Incentives

Wanabal does not currently offer financial incentives, price differences, or service-level differences in exchange for the collection, retention, sale, or sharing of Personal Information. If Wanabal introduces such a program, we will provide a notice of financial incentive as required by CCPA/CPRA before enrolling you [per Cal. Civ. Code §1798.125(b); CCPA Regs §7016].

Categories Summary

For the categories of Personal Information Wanabal collects, the sources, the business and commercial purposes, and the categories of third parties to whom we disclose it for a business purpose, see the "Information We Collect" and "How We Share Information" sections. Wanabal does not sell Personal Information and does not share Personal Information for cross-context behavioral advertising, and has not done so in the preceding 12 months. For the statutory categories enumerated under Cal. Civ. Code §1798.140, see the chart at the end of this Privacy Policy.

Contact

For questions about your CCPA/CPRA rights or this section, contact Wanabal at info@wanabal.com.

13. Your PIPEDA Rights (Canada)

This section applies to Personal Information that Wanabal collects, uses, or discloses in the course of commercial activities subject to Canada's Personal Information Protection and Electronic Documents Act (PIPEDA), including most cross-border processing of Canadian Personal Information.

Rights

Under PIPEDA, you have the following rights with respect to your Personal Information:

  • Right of access. You may request access to the Personal Information Wanabal holds about you, including how it has been used and to whom it has been disclosed.
  • Right to correction. You may request that Wanabal correct Personal Information that is inaccurate or incomplete.
  • Right to withdraw consent. You may withdraw consent to our collection, use, or disclosure of Personal Information, subject to legal or contractual restrictions and reasonable notice. Withdrawal may affect our ability to provide the Services.
  • Right to complain to the Office of the Privacy Commissioner of Canada (OPC). If you are unsatisfied with how we have addressed your concerns, you may file a complaint with the OPC at https://www.priv.gc.ca.

Fair-Information Principles

Wanabal applies the ten fair-information principles set out in Schedule 1 to PIPEDA:

  1. Accountability. Wanabal is accountable for Personal Information under its control, including data transferred to subprocessors. Our Privacy Officer (the CEO) is responsible for our compliance and can be reached at info@wanabal.com.
  2. Identifying purposes. We identify purposes for collection at or before the time of collection (see the Information We Collect and How We Use Information sections).
  3. Consent. We obtain meaningful consent for collection, use, and disclosure — express where required and otherwise reasonable in context.
  4. Limiting collection. We limit collection to what is necessary for the identified purposes.
  5. Limiting use, disclosure, and retention. We use and disclose Personal Information only for identified purposes and retain it only as long as necessary (see the Data Retention section).
  6. Accuracy. We maintain accurate, complete, and up-to-date Personal Information; you can request that we correct yours.
  7. Safeguards. We implement administrative, technical, and physical safeguards appropriate to the sensitivity of the data (see the Security section).
  8. Openness. We make this Privacy Policy publicly available.
  9. Individual access. You can request access to your Personal Information and challenge its accuracy.
  10. Challenging compliance. You can address concerns about our compliance to our Privacy Officer at info@wanabal.com.

How to Exercise Your Rights

  • Submit your request by email to info@wanabal.com.
  • We will verify your identity and respond within 30 days of receipt. We may extend by up to 30 additional days where reasonably necessary, with notice and explanation [per PIPEDA §8(3)].
  • We will respond at no cost in most cases. Nominal fees may apply for excessive or unusual requests, with prior notice.
  • If we deny your request, we will explain why and inform you of your right to file a complaint with the OPC.

Cross-Border Transfer

Wanabal transfers Canadian Personal Information to the United States, where our Services are hosted. The accountability principle requires us to ensure comparable protection through contractual and technical safeguards (see the International Data Transfers section) [per PIPEDA accountability principle, Schedule 1, Principle 4.1.3].

Breach Response

Wanabal will notify the Office of the Privacy Commissioner of Canada and affected individuals as soon as feasible if a breach of security safeguards involving Personal Information under our control creates a real risk of significant harm. We will maintain a record of every such breach for at least 24 months from the date we become aware of it, and will provide that record to the OPC on request [per PIPEDA §10.1; PIPEDA Breach of Security Safeguards Regulations, SOR/2018-64].

Quebec Residents

If you are a resident of Quebec, additional rights apply to you under Quebec's Act respecting the protection of personal information in the private sector, as amended by Law 25 — including rights of portability, de-indexation, and the right to object to decisions based exclusively on automated processing. See the next section, "Your Quebec Law 25 Rights," for details.

14. Your Quebec Law 25 Rights

Application

This section applies to you if you are a resident of the Province of Quebec, Canada, or if your Personal Information is otherwise subject to An Act respecting the protection of personal information in the private sector ("Quebec Law 25"). Where this section gives you rights that differ from the rest of this Privacy Policy, this section controls.

Privacy Officer

As required by Quebec Law 25 §3.1, Wanabal Corporation ("Wanabal") designates its Chief Executive Officer as the person in charge of the protection of Personal Information (the "Privacy Officer"). The Privacy Officer is responsible for Wanabal's compliance with Quebec Law 25 and for handling related requests and complaints. You may contact the Privacy Officer at info@wanabal.com [per Quebec Law 25 §3.1].

Rights

Subject to the conditions and exceptions in Quebec Law 25, you have the following rights:

  • Right of access [per Quebec Law 25 §27]: Request access to the Personal Information Wanabal holds about you and information about the categories of persons who have access to it.
  • Right of rectification [per Quebec Law 25 §28]: Request correction of Personal Information about you that is inaccurate, incomplete, or equivocal, or whose collection, communication, or retention is not authorized by law.
  • Right to data portability [per Quebec Law 25 §27]: Request that Wanabal release the computerized Personal Information you have provided in a structured, commonly used technological format. Wanabal will respond within 30 days.
  • Right to de-indexation and cessation of dissemination [per Quebec Law 25 §28.1]: Request that Wanabal cease disseminating, or de-index hyperlinks attached to your name that give access to, Personal Information about you, where dissemination causes serious injury to your reputation or privacy and the other conditions of §28.1 are met.
  • Right to be informed about automated decision-making [per Quebec Law 25 §12.1]: If Wanabal renders a decision based exclusively on automated processing that produces legal or significant effects on you, you have the right to be informed of (i) the Personal Information used, (ii) the principal factors and parameters that led to the decision, and (iii) your right to have that Personal Information corrected. Note: Wanabal does not currently render such decisions. Our AI assistant Fynn (described in the AI Features (Fynn) section of our Terms of Service and the AI and Fynn Data Handling section of this Privacy Policy) surfaces suggestions and drafts only; every action that creates, modifies, or deletes data requires review and approval by an Authorized User on the Customer's team.
  • Right to object to automated decision-making [per Quebec Law 25 §12.1]: If such processing applies, you may submit observations to a member of our personnel in a position to review the decision.
  • Right to withdraw consent: Where Wanabal relies on your consent, you may withdraw it at any time, subject to legal or contractual restrictions and reasonable notice. Withdrawal does not affect processing that occurred before withdrawal.
  • Right to complain to the Commission d'accès à l'information du Québec (CAI): You may file a complaint with the CAI at https://www.cai.gouv.qc.ca.

How to Exercise Your Rights

Send a written request to the Privacy Officer at info@wanabal.com, with enough detail to identify you and describe what you are asking for.

  • We will verify your identity before responding and may ask for additional information to do so.
  • We will respond within 30 days of receiving a sufficiently detailed request [per Quebec Law 25 §32]; portability requests will also be fulfilled within 30 days.
  • We will respond in writing in English unless you ask us to respond in French.
  • If we deny a request, we will give written reasons, identify the legal basis, inform you of the recourse available (including your right to apply to the CAI), and tell you the time limit for exercising that recourse.

Cross-Border Transfer (§17 PIA)

Wanabal hosts Personal Information in the United States. Before communicating Personal Information about Quebec residents outside Quebec, Wanabal conducts a Privacy Impact Assessment ("PIA") that considers the sensitivity of the information, the purposes of use, the protection measures (including contractual measures), and the legal framework of the receiving jurisdiction (including U.S. laws such as the CLOUD Act, FISA Section 702, and Executive Order 12333) [per Quebec Law 25 §17]. We only transfer Personal Information when the assessment establishes that it will receive adequate protection. See the International Data Transfers section of this Privacy Policy for further detail. A summary of the §17 PIA findings is available on request to info@wanabal.com.

Breach Notification

If a confidentiality incident involving Personal Information presents a risk of serious injury, Wanabal will notify the CAI and the affected individuals with diligence and take reasonable measures to reduce the risk of injury and prevent recurrence [per Quebec Law 25 §3.5]. Wanabal maintains a register of confidentiality incidents and retains entries in that register for at least 5 years.

Consent

Where Quebec Law 25 requires your consent to collect, use, or communicate Personal Information about you, including for purposes that are not necessary to provide the Services the Customer has requested, or for sensitive use of Personal Information, Wanabal will request consent that is clear, free, informed, and given for specific purposes. Consent is requested separately from any other information provided to you.

French Language

This Privacy Policy is published in English. Wanabal does not currently provide an authoritative French-language version. Quebec residents may contact Wanabal's Privacy Officer at info@wanabal.com to request clarification, in French, of any provision of this Privacy Policy; Wanabal will respond in good faith. Wanabal is evaluating publication of an authoritative French translation as part of its expansion in Canada and will update this section when one is available. (Note: Quebec Law 25 does not itself require this Privacy Policy to be drafted in French; the Quebec Charter of the French Language may impose related obligations that counsel will assess for Wanabal's B2B Services.)

15. Your GDPR Rights (Brief)

Wanabal's target market is the United States and Canada. We do not actively offer the Services to individuals in the European Economic Area ("EEA"), the United Kingdom, or Switzerland. This section is provided for the limited cases in which an individual in those regions interacts with the Services or in which European data protection law otherwise applies.

Application

This section applies if you are an individual in the EEA, the United Kingdom, or Switzerland, or if your Personal Information is otherwise subject to the General Data Protection Regulation (Regulation (EU) 2016/679) ("GDPR"), the UK GDPR, the Swiss Federal Act on Data Protection, or analogous laws. Where this section conflicts with another section of this Privacy Policy with respect to such Personal Information, this section controls.

Rights

Subject to applicable conditions and exceptions, you have the following rights under GDPR Articles 15-22:

  • Right of access to your Personal Information and information about how we process it [per GDPR Art. 15].
  • Right to rectification of inaccurate or incomplete Personal Information [per GDPR Art. 16].
  • Right to erasure ("right to be forgotten"), subject to the exceptions set out in the GDPR (including for legal compliance, establishment or defense of legal claims, and data we are required to retain under tax, accounting, or audit-trail obligations) [per GDPR Art. 17].
  • Right to restriction of processing in the circumstances described in the GDPR [per GDPR Art. 18].
  • Right to data portability for Personal Information you have provided to us, where processing is based on consent or contract and is carried out by automated means [per GDPR Art. 20].
  • Right to object to processing based on our legitimate interests, including an absolute right to object to processing for direct marketing purposes [per GDPR Art. 21].
  • Right not to be subject to a decision based solely on automated processing that produces legal or similarly significant effects concerning you [per GDPR Art. 22]. As described elsewhere in this Privacy Policy, Fynn does not create, update, or delete records on customer data without explicit human approval, and Wanabal does not currently make decisions based solely on automated processing that produce legal or similarly significant effects concerning individuals.
  • Right to withdraw consent at any time where our processing is based on your consent, without affecting the lawfulness of processing carried out before withdrawal.
  • Right to lodge a complaint with your local supervisory authority (see below).

How to Exercise Your Rights

To exercise any of these rights, submit a request to info@wanabal.com. We will take reasonable steps to verify your identity before fulfilling the request. We will respond within one month of receipt of the request; that period may be extended by up to two further months where necessary, taking into account the complexity and number of requests, and we will inform you of any such extension within one month of receipt and the reasons for the delay [per GDPR Art. 12(3)]. There is no fee for exercising these rights, except where requests are manifestly unfounded or excessive.

Legal Bases and Transfers

Legal bases. The legal bases on which we rely to process Personal Information are described in the "Legal Bases for Processing (GDPR)" section of this Privacy Policy.

International transfers. The Services are hosted in the United States. Where we transfer Personal Information from the EEA, the United Kingdom, or Switzerland to the United States or to other jurisdictions that have not received an adequacy decision, we rely on the European Commission's Standard Contractual Clauses (and the UK International Data Transfer Addendum or the Swiss equivalent, where applicable) as the transfer mechanism, together with supplementary measures where appropriate. Further detail is set out in the "International Data Transfers" section of this Privacy Policy [per GDPR Chapter V].

EU Representative

Because the EEA is not Wanabal's target market and our processing of EEA Personal Information is incidental rather than systematic, Wanabal has not appointed a representative in the Union under Article 27 of the GDPR. We will reassess this position if our EEA-facing activities expand.

Supervisory Authority

If you believe our processing of your Personal Information infringes the GDPR, you have the right to lodge a complaint with the supervisory authority in the EEA member state of your habitual residence, place of work, or place of the alleged infringement, or with the United Kingdom Information Commissioner's Office or the Swiss Federal Data Protection and Information Commissioner, as applicable. A list of EEA supervisory authorities is available at https://edpb.europa.eu/about-edpb/about-edpb/members_en. We would, however, appreciate the opportunity to address your concerns before you contact a supervisory authority; please reach us at info@wanabal.com.

16. Your Rights Under Other US State Privacy Laws

Application

This section applies to residents of US states (other than California) that have enacted comprehensive consumer privacy laws. As of the date of this Privacy Policy, this includes Virginia [per VCDPA], Colorado [per CPA], Connecticut [per CTDPA], Utah [per UCPA], Iowa [per ICDPA], Indiana [per ICPA], Tennessee [per TIPA], Texas [per TDPSA], Oregon [per OCPA], Montana [per MCDPA], Delaware [per DPDPA], New Hampshire [per NHCDP], New Jersey [per NJDPA], Maryland [per MODPA], Minnesota [per MCDPA], Rhode Island [per RIPDA], and others as enacted.

If you reside in California, see Your CCPA/CPRA Rights (California). Canadian residents should see Your PIPEDA Rights and, in Quebec, Your Quebec Law 25 Rights. EEA, UK, and Swiss residents should see Your GDPR Rights. For cookies, see Cookies and Tracking.

Rights

The following rights are commonly granted across these state laws, subject to state-specific variations and exceptions:

  • Right to confirm and access the Personal Information we process about you.
  • Right to delete Personal Information, subject to legal exceptions (for example, tax, accounting, audit, or anti-fraud retention obligations).
  • Right to correct inaccurate Personal Information.
  • Right to data portability, where technically feasible, in a readily usable format.
  • Right to opt out of the "sale" of Personal Information. Wanabal does not sell Personal Information.
  • Right to opt out of "targeted advertising." Wanabal does not engage in cross-context behavioral targeted advertising.
  • Right to opt out of "profiling" producing legal or similarly significant effects. Wanabal does not engage in such profiling — Fynn surfaces suggestions for human review but does not produce decisions on its own.
  • Right to non-discrimination for exercising any of these rights.
  • Right to appeal a denial of a rights request, where state law provides one [per CPA, CTDPA, VCDPA, and others].

How to Exercise

  • Submit a request to info@wanabal.com.
  • We will verify your identity using information already associated with your account or, where necessary, additional information reasonably required to confirm the request is authentic.
  • We will respond within the timeframe required by your state's law — typically 45 days, with an extension of up to an additional 45 days where permitted (90 days total).
  • If we deny a request, we will explain why. You may appeal by replying within 60 days of denial; we will respond within the timeframe required by your state. Where required, our response will include information about how to contact your state attorney general.

Sensitive Personal Information

Some state laws require opt-in consent to process sensitive Personal Information (for example, financial-account information and government identifiers such as SSN or EIN). Wanabal collects sensitive Personal Information only as necessary to provide the Services the Customer requests. Where opt-in consent is required, it is obtained through the Customer's account-creation flow or as part of the Customer's instructions to Wanabal.

Authorized Agent

Where state law allows, you may designate an authorized agent to submit requests on your behalf. We may require written authorization and reasonable verification of the agent's authority and your identity before responding.

Universal Opt-Out

Wanabal honors the Global Privacy Control (GPC) and similar universal opt-out preference signals as a request to opt out of "sale," "sharing," or "targeted advertising" where state law requires; this is consistent with our position that we do not engage in those practices.

Notice for residents of states added in the future: Wanabal will update this section as additional state privacy laws take effect. Where a new state law grants rights, those rights apply on the law's effective date whether or not this section has been updated.

17. Breach Notification and Children's Privacy

Breach Notification

If Wanabal experiences a confirmed security incident affecting Personal Information that triggers notification requirements under Applicable Law, we will notify affected individuals and applicable regulators in accordance with those laws. Our approach varies by jurisdiction:

  • United States. Notification timelines and content vary by state. Where multiple state laws apply, Wanabal will comply with the more specific or more stringent requirement, typically without unreasonable delay and, in many cases, within 30 to 60 days of discovery.
  • Canada (PIPEDA). If a breach of security safeguards creates a real risk of significant harm, Wanabal will notify the Office of the Privacy Commissioner of Canada and affected individuals as soon as feasible, and will maintain breach records for at least twenty-four (24) months [per PIPEDA §10.1; Breach of Security Safeguards Regulations].
  • Quebec (Law 25). If a confidentiality incident creates a risk of serious injury, Wanabal will notify the Commission d'accès à l'information du Québec and affected individuals as soon as feasible, and will maintain a register of confidentiality incidents for at least five (5) years [per Quebec Law 25 §3.5].
  • GDPR (where applicable). Where a personal data breach is likely to result in a risk to data subjects' rights and freedoms, Wanabal will notify the competent supervisory authority without undue delay and, where feasible, within 72 hours. Where the breach is likely to result in a high risk, Wanabal will also notify affected data subjects without undue delay [per GDPR Arts. 33, 34].

Where Wanabal acts as a service provider or processor for a Customer that controls the affected Personal Information, Wanabal will cooperate with that Customer to support its notification obligations.

Reporting an incident. Customers and security researchers who suspect a security incident or vulnerability should report it to info@wanabal.com. We do not pursue good-faith researchers who follow responsible disclosure practices.

Children's Privacy

The Services are intended for business use by individuals who are at least eighteen (18) years of age. Wanabal does not knowingly collect Personal Information from individuals under 18.

We do not direct the Services to children, do not collect Personal Information from children for marketing, and do not engage in activities regulated by the Children's Online Privacy Protection Act ("COPPA"). If you become aware that a child under 18 has provided Personal Information to Wanabal, please contact info@wanabal.com so we can delete it.

For California residents under the age of 16, the right to opt out of the "sale" or "sharing" of Personal Information defaults to opt-in: we will not sell or share their Personal Information without affirmative authorization [per CCPA/CPRA §1798.120(c)]. In any event, Wanabal does not sell Personal Information and does not share it for cross-context behavioral advertising, regardless of age.

18. Changes to This Policy and Contact

Changes to This Policy

Wanabal may update this Privacy Policy from time to time. The "Last updated" date at the top of this Policy reflects the most recent change.

For material changes — meaning changes that materially expand the categories of Personal Information we collect, or materially change the purposes for which we use or disclose Personal Information — we will provide reasonable advance notice, typically at least 30 days before the change takes effect. Notice will be sent by email to the billing and administrative contacts on file for each Customer and posted prominently within the Services.

Continued use of the Services after the effective date of an updated Policy constitutes acceptance of the changes, except where Applicable Law requires affirmative consent — in which case we will request and obtain that consent before the change applies to you.

Older versions of this Policy are available on request to info@wanabal.com.

Contact

For privacy questions, requests, complaints, or to exercise your rights under Applicable Law, contact us at:

  • Email: info@wanabal.com
  • Mail: Wanabal Corporation, 131 Continental Dr Suite 305, Newark, DE 19713
  • Privacy Officer (Quebec Law 25 §3.1): Our designated Privacy Officer is the Chief Executive Officer, contactable via info@wanabal.com [per Quebec Law 25 §3.1].
  • Security incidents or vulnerability reports: info@wanabal.com.

For data-subject access, deletion, correction, portability, opt-out, or other rights requests, please see the relevant rights section above — Your CCPA/CPRA Rights, Your PIPEDA Rights, Your Quebec Law 25 Rights, Your GDPR Rights, and Your Rights Under Other US State Privacy Laws — for the procedures that apply to your jurisdiction.

If we have not satisfactorily addressed a complaint regarding our handling of your Personal Information, you may also contact the relevant supervisory authority:

  • California: California Privacy Protection Agency — https://cppa.ca.gov
  • Other US states: your state attorney general
  • Canada (PIPEDA): Office of the Privacy Commissioner of Canada — https://www.priv.gc.ca
  • Quebec: Commission d'accès à l'information du Québec — https://www.cai.gouv.qc.ca
  • EEA / UK / Switzerland: your local supervisory authority
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